Best 2 year cd rates our guide to the best paying 2 year cds that are available nationwide.
2 year cd rates best.
Best 3 year cds rate term minimum.
0 80 to 1 10 apy.
Use the filter box below to customize your results.
1 00 to 1 35 apy.
We combed through offerings at over 2 dozen national banks to find the best cd rates right now.
The best 2 year cd rates pay a little more than 3 times the national average of 0 32 percent apy according to bankrate s most recent national index survey of banks and thrifts.
You may want to try our early withdrawal penalty calculator to compare a 2 year cd rate to the effective apy of a cd with a longer term and higher rate that is broken at the 2 year mark.
We review more than 150 banks and credit unions to find the best rates available nationwide for 2 year cds.
We publish unbiased product reviews.
Updated oct 3 2020.
Our opinions are our own and.
Here are our top picks for 1 year to 5 year terms.
Mac federal credit union.
If you have 15 000 to invest you could invest 5 000 in each rung.
Two year cds typically earn a competitive annual percentage yield so they may be a good option for someone saving money for an event or purchase that s two years out like a down payment for a house or maybe a wedding.
If you want to grow your money but keep it safe from the turbulence of the stock market a certificate of deposit cd may be a good option.
Compare rates on 2 year cds from banks and credit unions.
A certificate of deposit cd is a savings vehicle most banks offer that pays you a high rate of interest in.
Click here to read more about features and tips related to 2 year cds.
Right now the best 2 year cd rates are at least 0 70.